Supreme Restorations LLC
Supreme Restorations project manager standing on a Maryland residential roof with a tablet and clipboard, photographing hail bruising on architectural shingles for a written insurance claim scope
Roof Insurance Claim Inspection · West Palm Beach, FL

Roof Insurance Claim Inspection in West Palm Beach, FL

We Inspect. We Document. You File. We Repair.

Free, no-obligation 60-120 minute on-roof inspection. Written report. No claim filing required. No high-pressure sales. In-house crews.

A Free Inspection You Actually Get To Keep.

The inspection is free. The written report is free. The report is yours regardless of whether you proceed with any work, and you can share it with insurance carriers, other contractors, real estate buyers, or anyone else. There is no cost, no fine print, no hidden conditions, no requirement to file an insurance claim, and no obligation to hire Supreme Restorations for any subsequent work. Florida law prohibits a roofing contractor from offering anything of value as an inducement for filing an insurance claim, which means our free inspection cannot be conditional on you filing a claim. It is a free, standalone offer. Many West Palm Beach homeowners schedule a free roof inspection every two to three years as a baseline maintenance step, even when nothing seems wrong. Catching a developing issue early is significantly cheaper than letting it cascade into interior damage or a full failure. If the inspection finds your roof in good condition, the report will say so clearly, and you will have an updated record of your roof's condition for future reference. After the inspection, you receive a verbal summary on-site and a complete written report within a few business days.

ServingDowntown WPBNorthwoodEl CidFlamingo ParkGrandview HeightsSoSo (South of Southern)Ibis

Free 60-120 minute on-site inspection with verbal summary

Written report within a few business days — yours to keep, share, or discard

Compliant: we never waive your deductible, never accept AOB, never high-pressure sell

A Written Scope Beats A Phone Call Every Time.

Most denied roof claims are not denied because the damage was not real. They are denied because the homeowner described the damage over the phone, the carrier sent an adjuster who saw a roof from the driveway, and the claim closed before anyone walked the shingles. Our inspection produces what a phone call cannot — close-up photos of every hail impact and every wind-lifted shingle, a measured count of damaged squares, and a written line-item repair scope in the language carriers expect. You hand that document to your carrier when you file. The claim moves on facts, not on guesswork. Call (443) 826-3739 to schedule yours.

Our Process. Four Steps. Clear Boundaries.

  1. Step 01

    Inspection

    A Supreme project manager walks the roof. We photograph every shingle impact, every lifted tab, every torn pipe boot. We measure damaged squares. We check the soft metals (AC fins, gutter aprons, downspouts) for matching impact patterns that corroborate the storm.

  2. Step 02

    Written Scope

    Within 48 hours you receive a written repair scope. Photo-documented damage, measured square footage, materials list, and the repair line items as a contractor would price them. The document is yours. Hand it to your carrier when you file.

  3. Step 03

    You File The Claim

    You call your insurance carrier and open the claim yourself. We are not on the call. We do not negotiate or settle with the adjuster — that is what licensed public adjusters are for. If your carrier asks technical questions about the repair scope, we are available to clarify by phone, in writing.

  4. Step 04

    We Repair What You Authorize

    Once your claim resolves, we install the repair you authorize. Roof, siding, gutters, soft metals — whatever your carrier covered and you chose to have us replace. Standard residential projects wrap in 1-3 days on-site.

What The Written Scope Includes.

  • Date, time, and weather conditions of the inspection
  • Photo set: every hail impact, every wind-lifted shingle, every damaged flashing or pipe boot, with timestamps
  • Measured roof dimensions, squares of damage, slope and pitch notes
  • Line-item repair scope in carrier-compatible language (shingle type, underlayment, drip edge, ridge cap, ice-and-water shield where applicable)
  • Soft-metals damage corroboration (AC condenser fins, gutter aprons, downspouts) — supports the storm narrative
  • Notes on code-required upgrades for your jurisdiction (e.g., synthetic underlayment in FL; ice-and-water shield in MD)
  • No pricing on the homeowner-facing document — pricing lives in the separate estimate you receive after authorizing the repair

What We Do — And What We Cannot Do.

Supreme Restorations is a licensed roofing contractor, not a public adjuster. We inspect, photograph, measure, and provide a written repair scope. We perform the repair work you authorize after your claim resolves. We do NOT adjust, negotiate, settle, or value insurance claims on your behalf. We do NOT sign your claim over (no assignment of benefits). We do NOT waive, absorb, rebate, or pay your deductible. Those activities are reserved by statute for licensed public adjusters or attorneys — Fla. Stat. § 626.854, Md. Code Ins. § 10-401, and Va. Code § 38.2-1845.2. If you need claim representation, hire a licensed public adjuster. We will work with whoever you choose.

Florida Homeowners — Statutory Notice.

If you are filing a Florida residential property claim, Florida law (Fla. Stat. § 489.147) prohibits any roofing contractor from offering to pay, waive, rebate, or absorb any portion of your insurance deductible. We do not do that. Florida law (Fla. Stat. § 627.7152, SB 2-A) also prohibits assignment of benefits on residential property policies issued or renewed on or after January 1, 2023 — we will not accept an AOB. Florida residential storm claims must be filed within one year of the date of loss (Fla. Stat. § 627.70132). The clock starts the day the storm hits, not the day you notice a leak. Free inspection now keeps your filing window open. Florida License CCC #1337163, Qualifier: Tyler Tonarella.

Questions + Answers

Roof Insurance Claim Inspection Questions, West Palm Beach Edition.

Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.

Still Have Questions?

Talk to a project manager, not a call-center. We follow up quickly.

Is the free roof inspection really free in West Palm Beach?

Yes. The inspection is free. There is no cost, no fine print, no hidden conditions, no requirement to file an insurance claim, and no obligation to hire Supreme Restorations for any subsequent work. The written inspection report is also free and is yours to keep. Florida law prohibits a roofing contractor from offering anything of value as an inducement for filing an insurance claim, which means our free inspection cannot be conditional on you filing a claim. It is a free, standalone offer. If you decide to hire a different contractor for any recommended work, the inspection report still applies. If you decide to do nothing, that is also fine. Call (561) 917-5288 to schedule.

How long does a free roof inspection take in West Palm Beach?

The on-site inspection typically takes 60 to 120 minutes for a standard residential roof, including a 5 to 10 minute pre-inspection brief and a short on-site summary after the inspection. Larger homes, complex roof geometries, tile systems, and multi-story properties take longer than smaller single-story homes with simple roof shapes. After the inspection, you receive a verbal summary on-site and a complete written report within a few business days. After major weather events, the report timeline may extend slightly due to inspection volume, but we provide a realistic timeline at the time of scheduling.

What is included in the written inspection report?

The written report includes a damage summary describing the overall condition of the roof, photographic documentation organized by roof plane, measurements where relevant, and clear recommendations. If repair or replacement work is recommended, a separate written estimate is included with the report. If the roof is in good condition and no work is recommended, the report says that clearly. The report is yours regardless of whether you proceed with any work, and you can share it with insurance carriers, other contractors, real estate buyers, or anyone else.

Will the inspector pressure me to file an insurance claim or hire your company?

No. The inspector's job is to examine your roof, document the conditions, and report honestly. Recommending whether you file an insurance claim is your decision (or your licensed public adjuster's). Recommending whether you hire Supreme Restorations for any subsequent work is also your decision. We do not offer compensation, gift cards, or anything of value as an inducement for filing a claim. We do not waive deductibles. We do not engage in high-pressure sales tactics. Florida law prohibits much of this behavior, and our reputation in the market depends on us not doing it.

What if I just want a free inspection for peace of mind and not because of any specific concern?

That is a perfectly legitimate reason to schedule an inspection, and we welcome it. Many West Palm Beach homeowners schedule a free roof inspection every two to three years as a baseline maintenance step, even when nothing seems wrong. Catching a developing issue early is significantly cheaper than letting it cascade into interior damage or a full failure. If the inspection finds your roof in good condition, the report will say so clearly, and you will have an updated record of your roof's condition for future reference. Call (561) 917-5288 to schedule.

When should I get an inspection after a storm?

Within 30 days of the storm event for any visible damage, and within 90 days if your neighbors filed claims even if you have not noticed anything from the ground. Hail bruising lets water track under the shingles for months before a ceiling stain shows up — by then your filing window is often closing and the carrier reclassifies the damage as wear-and-tear, which is not covered.

Can you document hail damage that is not visible from the ground?

Yes. That is the entire point of the inspection. Hailstones larger than a dime bruise the asphalt mat under the granules without lifting the granule layer. The shingle looks fine from the driveway, but the impact compresses the mat so it sheds granules over the next 12-18 months and water tracks under the lap. We photograph every impact at close range, measure the square footage, and the written scope documents what is invisible from the ground.

Do I get the written scope to keep, or do you send it directly to my carrier?

The written scope is yours. We send it to you. You decide whether to file a claim and which document to hand the carrier. We are not on the call with your insurance company unless you specifically ask us to clarify a technical question in writing.

Are you a public adjuster?

No. We are a licensed roofing contractor (MHIC #146204 in Maryland, CCC #1337163 in Florida). Public adjusters are licensed insurance professionals who negotiate and settle claims on a homeowner's behalf. That is a different license and a different scope of work. If you need someone to negotiate with your carrier, hire a licensed public adjuster. We will install the repair regardless of who advocates for the claim.

Will you handle my deductible or waive it?

No. Waiving, rebating, absorbing, or paying any portion of your deductible is insurance fraud in every state we operate in, and a third-degree felony in Florida specifically (Fla. Stat. § 489.147). Any contractor who offers to do that is offering to commit a felony with you. We do not. Your deductible is what you pay; the insurance covers the rest of the qualifying repair.

How long is the inspection? Do I need to be home?

A typical inspection runs 45-90 minutes depending on roof size. Ideally an adult is home so we can walk through the findings with you and answer questions in person, but if your schedule is tight we can inspect, photograph, and email the written scope the same day.

What does an inspection cost?

The inspection is free. No upfront cost, no hidden fee, no commitment to use Supreme for the repair if your claim is approved. You keep the written scope either way.
Storm Claim Window

Florida Caps Storm Claims at 1 Year. The Clock Started The Day The Storm Hit.

Post-2022 Florida policies cap new storm claims at 1 year from the date of loss (18 months for supplements on existing claims). Hail bruising and lifted shingles let water into the underlayment for months before you ever see a ceiling stain. By the time the leak shows, your filing window is often closing, and the carrier reclassifies the damage as wear-and-tear, which is not covered. A free inspection now is the difference between a claim-funded replacement and an out-of-pocket rebuild later.

Free inspection · No obligation either way

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