We Inspect. We Document. You File. We Repair.
After a hurricane or hail event, the difference between an approved claim and a denied one is documentation. We climb the roof, photograph every impact, measure damaged squares, and hand you a written scope. You file with your Florida carrier within the 1-year window. No assignment of benefits.
Florida residential storm claims must be filed within 1 year of the date of loss on any policy issued or renewed after January 1, 2023 (Fla. Stat. § 627.70132). The clock starts the day the storm hits, not the day you notice a leak. Hurricane and hail damage in West Palm Beach typically shows visible signs (lifted shingles, dented soft metals) within hours of the event — but the underlying damage that drives most claim payouts (compressed asphalt mat under bruised shingles, broken adhesive seals, micro-cracks in tile) is invisible from the ground. Our inspection produces what a phone call cannot: close-up photos of every documented impact, measured square footage, soft-metal corroboration (AC fins, gutter aprons, downspouts dented by the same hailstones), and a written line-item repair scope in language Florida adjusters recognize. The scope is yours — you decide whether to file. We perform the repair work you authorize after your carrier resolves the claim. We do not adjust, negotiate, or accept an assignment of benefits. Florida License CCC #1337163, Qualifier Tyler Tonarella.
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FL CCC #1337163 in good standing through 2026-08-31
Free 30-90 minute inspection, written scope within 24 hours
Most denied roof claims are not denied because the damage was not real. They are denied because the homeowner described the damage over the phone, the carrier sent an adjuster who saw a roof from the driveway, and the claim closed before anyone walked the shingles. Our inspection produces what a phone call cannot — close-up photos of every hail impact and every wind-lifted shingle, a measured count of damaged squares, and a written line-item repair scope in the language carriers expect. You hand that document to your carrier when you file. The claim moves on facts, not on guesswork. Call (443) 895-0373 to schedule yours.
A Supreme project manager walks the roof. We photograph every shingle impact, every lifted tab, every torn pipe boot. We measure damaged squares. We check the soft metals (AC fins, gutter aprons, downspouts) for matching impact patterns that corroborate the storm.
Within 48 hours you receive a written repair scope. Photo-documented damage, measured square footage, materials list, and the repair line items as a contractor would price them. The document is yours. Hand it to your carrier when you file.
You call your insurance carrier and open the claim yourself. We are not on the call. We do not negotiate or settle with the adjuster — that is what licensed public adjusters are for. If your carrier asks technical questions about the repair scope, we are available to clarify by phone, in writing.
Once your claim resolves, we install the repair you authorize. Roof, siding, gutters, soft metals — whatever your carrier covered and you chose to have us replace. Standard residential projects wrap in 1-3 days on-site.
Supreme Restorations is a licensed roofing contractor, not a public adjuster. We inspect, photograph, measure, and provide a written repair scope. We perform the repair work you authorize after your claim resolves. We do NOT adjust, negotiate, settle, or value insurance claims on your behalf. We do NOT sign your claim over (no assignment of benefits). We do NOT waive, absorb, rebate, or pay your deductible. Those activities are reserved by statute for licensed public adjusters or attorneys — Fla. Stat. § 626.854, Md. Code Ins. § 10-401, and Va. Code § 38.2-1845.2. If you need claim representation, hire a licensed public adjuster. We will work with whoever you choose.
If you are filing a Florida residential property claim, Florida law (Fla. Stat. § 489.147) prohibits any roofing contractor from offering to pay, waive, rebate, or absorb any portion of your insurance deductible. We do not do that. Florida law (Fla. Stat. § 627.7152, SB 2-A) also prohibits assignment of benefits on residential property policies issued or renewed on or after January 1, 2023 — we will not accept an AOB. Florida residential storm claims must be filed within one year of the date of loss (Fla. Stat. § 627.70132). The clock starts the day the storm hits, not the day you notice a leak. Free inspection now keeps your filing window open. Florida License CCC #1337163, Qualifier: Tyler Tonarella.
Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.
Talk to a project manager, not a call-center. We follow up quickly.
Post-2022 Florida policies cap new storm claims at 1 year from the date of loss (18 months for supplements on existing claims). Hail bruising and lifted shingles let water into the underlayment for months before you ever see a ceiling stain. By the time the leak shows, your filing window is often closing, and the carrier reclassifies the damage as wear-and-tear, which is not covered. A free inspection now is the difference between a claim-funded replacement and an out-of-pocket rebuild later.
Free inspection · No obligation either way
Free inspection. No obligation. Serving West Palm Beach and surrounding Palm Beach County.
