Hail Doesn't Always Leave Dents You Can See. It Always Leaves A Claim Window.
Free inspection. Chalk-tested shingle and tile documentation. Written scope of repair your Florida carrier can act on. In-house crews. No AOB.
Hail damage in West Palm Beach is rarely obvious from the driveway. The clearest early indicator is granule accumulation in your gutters or at the base of downspouts after a hail event, which signals granule loss on asphalt shingles. Dents on softer property components like patio furniture, vehicles, vinyl siding, or outdoor air conditioner fins also indicate a damaging hail event affected your property. On the roof itself, hail damage requires a trained inspector to identify reliably — chalk testing is the standard technique for asphalt shingles, and tile body and edge examination is required for concrete and clay tile. Hail damage that is invisible from the street can still cut years off your roof's service life. Granule loss on asphalt shingles exposes the asphalt mat below to UV degradation, accelerating shingle failure. Edge fractures on tile allow water past the surface and onto the underlayment, where it begins working on the wood deck. Compromised flashing seals create entry points for wind-driven rain during the next tropical system. We inspect every roof plane, document impact patterns with chalk testing and date-stamped photography, and repair shingle, slate, and metal systems before hidden damage turns into an interior leak. Same-visit emergency tarping if your roof is open to the weather.
Chalk-tested asphalt shingle inspection + tile body and edge examination
Soft-metal corroboration documented separately (AC fins, gutter aprons)
Free 60-120 minute inspection — written scope your carrier can act on
Hailstones larger than a dime compress the asphalt mat under the top granule layer. The shingle looks fine from the yard but the waterproofing layer is fractured. Within 6 to 18 months, the exposed asphalt weathers and leaks follow. Catching it inside the claim window is the difference between an insurance-paid replacement and a full out-of-pocket rebuild later. Call (443) 826-3739 and we'll confirm the damage in 30 minutes.
Adjusters reject vague claims. We build a paper trail that survives carrier scrutiny.
Every policy has a filing window and most storm-claim windows are tight. Florida law caps new claims at 1 year from the storm date (18 months for supplements). Maryland policies vary but most expect prompt reporting. After the window closes, the damage is typically reclassified as wear-and-tear.
Once hail strips the granules, the asphalt mat is exposed to UV and rain. Unprotected asphalt weathers faster than protected asphalt. What looks minor today becomes a leak point inside 12 to 18 months.
Carriers now use aerial imagery to flag aging or hail-hit roofs at renewal. Un-repaired hail damage gives them an easy reason to non-renew.
Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.
Talk to a project manager, not a call-center. We follow up quickly.
Post-2022 Florida policies cap new storm claims at 1 year from the date of loss (18 months for supplements on existing claims). Hail bruising and lifted shingles let water into the underlayment for months before you ever see a ceiling stain. By the time the leak shows, your filing window is often closing, and the carrier reclassifies the damage as wear-and-tear, which is not covered. A free inspection now is the difference between a claim-funded replacement and an out-of-pocket rebuild later.
Free inspection · No obligation either way
Free inspection. No obligation. Serving West Palm Beach and surrounding Palm Beach County.
