After a storm, the difference between an approved claim and a denied one is documentation. We climb the roof, photograph every impact, measure the affected area, and hand you a written repair scope your carrier can read. You file the claim. Free inspection within 48 hours.
Drag the slider to see the before and after of a Maryland insurance-covered roof replacement. The homeowner paid their deductible. We billed the carrier for the rest.
Hover or drag the red handle to compare.
Most denied roof claims are not denied because the damage was not real. They are denied because the homeowner described the damage over the phone, the carrier sent an adjuster who saw a roof from the driveway, and the claim closed before anyone walked the shingles. Our inspection produces what a phone call cannot — close-up photos of every hail impact and every wind-lifted shingle, a measured count of damaged squares, and a written line-item repair scope in the language carriers expect. You hand that document to your carrier when you file. The claim moves on facts, not on guesswork. Call (443) 895-0373 to schedule yours.
A Supreme project manager walks the roof. We photograph every shingle impact, every lifted tab, every torn pipe boot. We measure damaged squares. We check the soft metals (AC fins, gutter aprons, downspouts) for matching impact patterns that corroborate the storm.
Within 48 hours you receive a written repair scope. Photo-documented damage, measured square footage, materials list, and the repair line items as a contractor would price them. The document is yours. Hand it to your carrier when you file.
You call your insurance carrier and open the claim yourself. We are not on the call. We do not negotiate or settle with the adjuster — that is what licensed public adjusters are for. If your carrier asks technical questions about the repair scope, we are available to clarify by phone, in writing.
Once your claim resolves, we install the repair you authorize. Roof, siding, gutters, soft metals — whatever your carrier covered and you chose to have us replace. Standard residential projects wrap in 1-3 days on-site.
Supreme Restorations is a licensed roofing contractor, not a public adjuster. We inspect, photograph, measure, and provide a written repair scope. We perform the repair work you authorize after your claim resolves. We do NOT adjust, negotiate, settle, or value insurance claims on your behalf. We do NOT sign your claim over (no assignment of benefits). We do NOT waive, absorb, rebate, or pay your deductible. Those activities are reserved by statute for licensed public adjusters or attorneys — Fla. Stat. § 626.854, Md. Code Ins. § 10-401, and Va. Code § 38.2-1845.2. If you need claim representation, hire a licensed public adjuster. We will work with whoever you choose.
If you are filing a Florida residential property claim, Florida law (Fla. Stat. § 489.147) prohibits any roofing contractor from offering to pay, waive, rebate, or absorb any portion of your insurance deductible. We do not do that. Florida law (Fla. Stat. § 627.7152, SB 2-A) also prohibits assignment of benefits on residential property policies issued or renewed on or after January 1, 2023 — we will not accept an AOB. Florida residential storm claims must be filed within one year of the date of loss (Fla. Stat. § 627.70132). The clock starts the day the storm hits, not the day you notice a leak. Free inspection now keeps your filing window open. Florida License CCC #1337163, Qualifier: Tyler Tonarella.
Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.
Talk to a project manager, not a call-center. We follow up quickly.
Free inspection within 48 hours. Written scope in your hands within 24 hours of the inspection. You file the claim with your carrier on your timeline.
“I worked with Todd and Chris to help get a claim filed for a nasty isolated hail storm that caused hail and wind damage to my aging roof and some of my vinyl siding. Supreme was here when the adjuster came out to point out the damage and they secured our new roof.”
“Supreme Restorations did a great job from start to finish! Todd Snyder was present in every step. Our home was damaged during storms in our area and he was there for every evaluation the insurance company came to our home. Todd walked us through all the steps it took to get a new roof.”
“Highly recommend this company. Steve J, the project manager, is awesome: prompt in answering inquiries, kept us informed, and oversaw a complete roof replacement to the very end. Thanks Steve and Supreme Restoration for a great job!”
Insurance carriers typically give you 12 months to file a storm claim. After that, your damage is reclassified as 'wear and tear' and they pay zero.
Unrepaired hail damage compounds. A small claim today can turn into a full replacement next year once rot and decking damage set in. Insurance will not cover the follow-on damage, so the cost lands entirely on you.
Insurers can non-renew your policy if your roof age and condition flags during their next inspection cycle. We've seen it happen across MD and FL.
A roof is one of the biggest line items on a house. We took every place a contractor could burn a homeowner and wrote a guarantee against it.
Free inspection. If we find damage, you choose whether to file. If we don't, you owe us nothing.
Free, honest inspection. We document what we find, give you the report, and you decide whether to file. Either way, you owe us nothing for the inspection.
On approved claims, you pay your deductible. Your carrier funds the approved scope. No hidden fees, no surprise invoices.
Manufacturer warranty on every shingle, panel, and gutter. Written, transferable if you sell the home.
Project manager takes every call directly. Same-day tarping for active storm leaks when conditions allow.
Licensed in MD (#146204) + insured in both states. Certificate of insurance available on request before any work begins.
Free inspection. No obligation. After a storm, we provide the photos and written report your insurance claim needs.
