Supreme Restorations LLC
Supreme Restorations project manager standing on a Maryland residential roof with a tablet and clipboard, photographing hail bruising on architectural shingles for a written insurance claim scope
Roof Insurance Claim Inspection · Palm Beach Gardens, FL

Roof Insurance Claim Inspection in Palm Beach Gardens, FL

We Inspect. We Document. You File. We Repair.

The same complete inspection we run on paid projects, with a written report. Free, no claim filing required, no AOB.

Local Context, Palm Beach Gardens

What Free Actually Means on a Premium Gardens Roof.

The phrase free roof inspection has been abused across South Florida, and upscale communities with premium tile systems are targeted specifically by contractors manufacturing claim activity. At Supreme Restorations, free means zero dollars for the inspection and the written report, no insurance claim required, no AOB document at any stage, and no obligation to hire us afterward. The inspector is a trained employee working to FBC and HVHZ standards, not a commission salesperson, and on Old Palm, BallenIsles, and Mirasol rooflines he arrives with the time allocated to walk every plane of a complex multi-gable roof properly. The report identifies your exact tile manufacturer, profile, and color, which matters in the Gardens because premium and custom tile sourcing takes real lead time once storm damage starts a clock.

Many owners here schedule an inspection before the June 1 hurricane season for exactly that reason, or before listing a home, or before an HOA architectural review submission, since we can format the documentation to support it. If your roof is in excellent condition, the report says so clearly and that is the end of it. With Hurricane Irma, Hurricane Ian, and Tropical Storm Nicole all inside recent memory, a documented baseline is the difference between guessing and knowing what the next storm actually changed. Call (561) 917-5288 to schedule. Typically on-site within the same week from our West Palm Beach office.

ServingPGA NationalBallenIslesMirasolFrenchman's CreekOld PalmEvergrene
On the Ground in Palm Beach Gardens

What You Get on Every Palm Beach Gardens Job

  • Premium tile manufacturer, profile, and color identified in every report

  • Pre-season baseline documentation before the June 1 hurricane season

  • HOA-ready report formatting for architectural review submissions

Why It Matters

A Written Scope Beats A Phone Call Every Time.

Most denied roof claims are not denied because the damage was not real.

They are denied because the homeowner described the damage over the phone, the carrier sent an adjuster who saw a roof from the driveway, and the claim closed before anyone walked the shingles. Our inspection produces what a phone call cannot. Close-up photos of every hail impact and every wind-lifted shingle, a measured count of damaged squares, and a written line-item repair scope in the language carriers expect. You hand that document to your carrier when you file. The claim moves on facts, not on guesswork. Call (443) 826-3739 to schedule yours.

Our Process. Four Steps. Clear Boundaries.

  1. Step 01

    Inspection

    A Supreme project manager walks the roof. We photograph every shingle impact, every lifted tab, every torn pipe boot. We measure damaged squares. We check the soft metals (AC fins, gutter aprons, downspouts) for matching impact patterns that corroborate the storm.

  2. Step 02

    Written Scope

    Within 48 hours you receive a written repair scope. Photo-documented damage, measured square footage, materials list, and the repair line items as a contractor would price them. The document is yours. Hand it to your carrier when you file.

  3. Step 03

    You File The Claim

    You call your insurance carrier and open the claim yourself. We are not on the call. We do not negotiate or settle with the adjuster. That is what licensed public adjusters are for. If your carrier asks technical questions about the repair scope, we are available to clarify by phone, in writing.

  4. Step 04

    We Repair What You Authorize

    Once your claim resolves, we install the repair you authorize. Roof, siding, gutters, soft metals. Whatever your carrier covered and you chose to have us replace. Standard residential projects wrap in 1-3 days on-site.

What The Written Scope Includes.

  • Date, time, and weather conditions of the inspection
  • Photo set: every hail impact, every wind-lifted shingle, every damaged flashing or pipe boot, with timestamps
  • Measured roof dimensions, squares of damage, slope and pitch notes
  • Line-item repair scope in carrier-compatible language (shingle type, underlayment, drip edge, ridge cap, ice-and-water shield where applicable)
  • Soft-metals damage corroboration (AC condenser fins, gutter aprons, downspouts). Supports the storm narrative
  • Notes on code-required upgrades for your jurisdiction (e.g., synthetic underlayment in FL; ice-and-water shield in MD)
  • No pricing on the homeowner-facing document. Pricing lives in the separate estimate you receive after authorizing the repair
Why It Matters

What We Do. And What We Cannot Do.

Supreme Restorations is a licensed roofing contractor, not a public adjuster.

We inspect, photograph, measure, and provide a written scope of repair. We perform the repair work you authorize after your claim resolves. We do not adjust, negotiate, settle, value, or maximize insurance claims on your behalf. We do not accept an Assignment of Benefits. We do not waive, absorb, rebate, or pay any portion of your deductible. Those activities are reserved for licensed public adjusters and attorneys under state law. If you need claim representation, hire a licensed public adjuster. We work with whoever you choose.

Questions + Answers

Roof Insurance Claim Inspection Questions, Palm Beach Gardens Edition.

Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.

Still Have Questions?

Talk to a project manager, not a call-center. We follow up quickly.

Get Free InspectionCall (561) 917-5288

Is the free roof inspection really free in Palm Beach Gardens?

Yes. No cost, no fine print, no claim filing required, no AOB document, and no obligation to hire us for any subsequent work. The written report is also free and yours to keep. On complex Gardens rooflines where the inspection takes longer, the cost is still zero. Call (561) 917-5288.

How long does a free roof inspection take in Palm Beach Gardens?

Upscale properties with complex multi-gable rooflines typically run 90 to 180 minutes because every distinct roof plane gets individual examination and premium tile gets identified by manufacturer and profile. Standard residential properties run 60 to 120 minutes. You get a verbal summary on-site before the inspector leaves and a complete written report within a few business days.

What is included in the written inspection report?

A damage summary, photographic documentation organized by roof plane, measurements where relevant, and clear recommendations. For premium tile systems, the report identifies the exact manufacturer, profile, and color. For complex rooflines, each distinct plane is addressed individually. For HOA-governed properties, the report can be formatted to support architectural review submissions. If work is recommended, a separate written estimate is included.

Will the inspector pressure me to file an insurance claim or sign an AOB document?

No. We never ask for an AOB at any stage, never require a claim as a condition of the inspection, and never offer anything of value as an inducement to file, which Florida law treats as a felony. The inspector documents honestly, you receive the findings and any estimate, and the decision is entirely yours.

What if I just want to document my premium roofing system before storm season?

That is one of the most practical reasons to schedule in the Gardens, and we welcome it. Documented material specifications and a baseline condition report on file before hurricane season pays off when premium tile sourcing lead time matters after a storm. Many owners in the gated communities inspect every year before June 1. If the roof is in excellent condition, the report says so clearly. Call (561) 917-5288.

When should I get an inspection after a storm?

Within 30 days of the storm event for any visible damage, and within 90 days if your neighbors filed claims even if you have not noticed anything from the ground. Hail bruising lets water track under the shingles for months before a ceiling stain shows up. By then your filing window is often closing and the carrier reclassifies the damage as wear-and-tear, which is not covered.

Can you document hail damage that is not visible from the ground?

Yes. That is the entire point of the inspection. Hailstones larger than a dime bruise the asphalt mat under the granules without lifting the granule layer. The shingle looks fine from the driveway, but the impact compresses the mat so it sheds granules over the next 12-18 months and water tracks under the lap. We photograph every impact at close range, measure the square footage, and the written scope documents what is invisible from the ground.

Do I get the written scope to keep, or do you send it directly to my carrier?

The written scope is yours. We send it to you. You decide whether to file a claim and which document to hand the carrier. We are not on the call with your insurance company unless you specifically ask us to clarify a technical question in writing, and you can share the report with any contractor you choose.

Are you a public adjuster?

No. We are a licensed roofing contractor (MHIC #146204 in Maryland; licensed and active in Florida). Public adjusters are licensed insurance professionals who negotiate and settle claims on a homeowner's behalf. That is a different license and a different scope of work. If you need someone to negotiate with your carrier, hire a licensed public adjuster. We will install the repair regardless of who advocates for the claim.

Will you handle my deductible or waive it?

No. Waiving, rebating, absorbing, or paying any portion of your deductible is insurance fraud in every state we operate in, and a felony in Florida specifically. Any contractor who offers to do that is offering to commit a felony with you. We do not. Your deductible is what you pay; the insurance covers the rest of the qualifying repair.

How long is the inspection? Do I need to be home?

A typical inspection runs 45-90 minutes depending on roof size and complexity, longer on multi-plane or tile roofs. Ideally an adult is home so we can walk through the findings with you and answer questions in person, but if your schedule is tight we can inspect, photograph, and email the written scope the same day.

What does an inspection cost?

The inspection is free. No upfront cost, no hidden fee, no deposit, and no commitment to use Supreme Restorations for the repair if your claim is approved. The written report and repair scope are free as well, and you keep both either way, even if you hire a different contractor or decide to do nothing at all.
Storm Claim Window

Florida Caps Storm Claims at 1 Year. The Clock Started The Day The Storm Hit.

Post-2022 Florida policies cap new storm claims at 1 year from the date of loss (18 months for supplements on existing claims). Hail bruising and lifted shingles let water into the underlayment for months before you ever see a ceiling stain. By the time the leak shows, your filing window is often closing, and the carrier reclassifies the damage as wear-and-tear, which is not covered. A free inspection now is the difference between a claim-funded replacement and an out-of-pocket rebuild later.

Get My Free InspectionCall (561) 917-5288

Free inspection · No obligation either way

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Aerial view of a Maryland home fully restored by Supreme Restorations after a storm insurance claim
Free · No Obligation · Claim-Ready Documentation

Ready for Roof Insurance Claim Inspection in Palm Beach Gardens?

Free inspection. No obligation. Serving Palm Beach Gardens and surrounding Palm Beach County.

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