We Inspect. We Document. You File. We Repair.
Our HQ is at 435 Williams Ct in Middle River. Crews live in Bowleys Quarters, Bengies, Chase. After a storm we're on roofs within 24 hours, not 5 days. Free inspection with adjuster-ready written scope.
Supreme Restorations is headquartered at 435 Williams Court in Middle River — 15 minutes from downtown Baltimore, 5 minutes from Martin State Airport, on the same waterfront stretch of Baltimore County that gets hit hardest by Chesapeake-driven Nor'easters and summer thunderstorm bands. When a storm rolls through the 21220 zip code, our crews are dispatched first. That proximity matters for insurance claim inspections specifically because the documentation needs to happen inside the claim window, which is typically 12 months from the date of loss in Maryland. The longer the gap between the storm and the inspection, the more the carrier can argue the damage worsened from neglect. We climb the roof, photograph every storm impact at close range, measure damaged square footage, document soft-metal corroboration (gutter aprons, AC fins, downspouts dented by the same hailstones), pull NOAA storm data for your specific zip code on the storm date, and deliver a written repair scope your carrier will recognize. You file with your insurance company on your own timeline. We perform the repair you authorize after the claim resolves. We do not adjust, negotiate, or accept assignment of benefits — Maryland Insurance Code § 10-401 reserves that activity for licensed public adjusters. Maryland License MHIC #146204.
HQ at 435 Williams Ct, Middle River, MD 21220 — 15 min from downtown Baltimore
Crews based in Bowleys Quarters, Bengies, Chase — first responders on Middle River storms
Written scope in your hands within 24 hours of inspection — claim files faster
Most denied roof claims are not denied because the damage was not real. They are denied because the homeowner described the damage over the phone, the carrier sent an adjuster who saw a roof from the driveway, and the claim closed before anyone walked the shingles. Our inspection produces what a phone call cannot — close-up photos of every hail impact and every wind-lifted shingle, a measured count of damaged squares, and a written line-item repair scope in the language carriers expect. You hand that document to your carrier when you file. The claim moves on facts, not on guesswork. Call (443) 895-0373 to schedule yours.
A Supreme project manager walks the roof. We photograph every shingle impact, every lifted tab, every torn pipe boot. We measure damaged squares. We check the soft metals (AC fins, gutter aprons, downspouts) for matching impact patterns that corroborate the storm.
Within 48 hours you receive a written repair scope. Photo-documented damage, measured square footage, materials list, and the repair line items as a contractor would price them. The document is yours. Hand it to your carrier when you file.
You call your insurance carrier and open the claim yourself. We are not on the call. We do not negotiate or settle with the adjuster — that is what licensed public adjusters are for. If your carrier asks technical questions about the repair scope, we are available to clarify by phone, in writing.
Once your claim resolves, we install the repair you authorize. Roof, siding, gutters, soft metals — whatever your carrier covered and you chose to have us replace. Standard residential projects wrap in 1-3 days on-site.
Supreme Restorations is a licensed roofing contractor, not a public adjuster. We inspect, photograph, measure, and provide a written repair scope. We perform the repair work you authorize after your claim resolves. We do NOT adjust, negotiate, settle, or value insurance claims on your behalf. We do NOT sign your claim over (no assignment of benefits). We do NOT waive, absorb, rebate, or pay your deductible. Those activities are reserved by statute for licensed public adjusters or attorneys — Fla. Stat. § 626.854, Md. Code Ins. § 10-401, and Va. Code § 38.2-1845.2. If you need claim representation, hire a licensed public adjuster. We will work with whoever you choose.
If you are filing a Florida residential property claim, Florida law (Fla. Stat. § 489.147) prohibits any roofing contractor from offering to pay, waive, rebate, or absorb any portion of your insurance deductible. We do not do that. Florida law (Fla. Stat. § 627.7152, SB 2-A) also prohibits assignment of benefits on residential property policies issued or renewed on or after January 1, 2023 — we will not accept an AOB. Florida residential storm claims must be filed within one year of the date of loss (Fla. Stat. § 627.70132). The clock starts the day the storm hits, not the day you notice a leak. Free inspection now keeps your filing window open. Florida License CCC #1337163, Qualifier: Tyler Tonarella.
Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.
Talk to a project manager, not a call-center. We follow up quickly.
Maryland insurance policies vary by carrier, but most require prompt reporting after a storm event. The longer you wait, the more the carrier can argue the damage worsened from neglect rather than the storm itself. Hail bruising lets water under the shingles for months before a ceiling stain shows up, often right when your claim window is closing. A free inspection now catches the damage while it still qualifies.
Free inspection · No obligation either way
Free inspection. No obligation. Serving Middle River and surrounding Baltimore County.
