We Inspect. We Document. You File. We Repair.
Baltimore's hail-prone summers and Nor'easter-driven wind events leave damage that adjusters miss from the driveway. We climb the roof, photograph every impact, measure the affected area, and hand you a written repair scope. You file with your carrier on your timeline. Free inspection within 48 hours.
Baltimore sits in one of the Mid-Atlantic's most aggressive hail belts. NOAA logs roughly 3-5 damaging hail events per year across Baltimore City + Baltimore County, with peak severity in late May, June, and August. Add to that the Nor'easter wind cycles in fall and winter, and the average Baltimore residential roof absorbs more storm-class impact than the national average. The problem is that most of this damage is invisible from the driveway. Hail bruising and wind-lifted shingles let water track under the underlayment for 12-18 months before a ceiling stain shows up — by which time the carrier's filing window has often closed and the damage gets reclassified as wear-and-tear. Our inspection produces what a phone call cannot: close-up photos of every impact, measured square footage of damaged shingles, soft-metal damage corroboration (AC condenser fins, gutter aprons), and a line-item repair scope in language Maryland adjusters expect. You hand that document to your carrier when you file. The claim moves on facts. Maryland License MHIC #146204.
100+ roofs inspected across Baltimore City + Baltimore County in 2025
Free 30-90 minute on-roof inspection — no obligation, no upsell
Written scope delivered within 24 hours of inspection
Most denied roof claims are not denied because the damage was not real. They are denied because the homeowner described the damage over the phone, the carrier sent an adjuster who saw a roof from the driveway, and the claim closed before anyone walked the shingles. Our inspection produces what a phone call cannot — close-up photos of every hail impact and every wind-lifted shingle, a measured count of damaged squares, and a written line-item repair scope in the language carriers expect. You hand that document to your carrier when you file. The claim moves on facts, not on guesswork. Call (443) 895-0373 to schedule yours.
A Supreme project manager walks the roof. We photograph every shingle impact, every lifted tab, every torn pipe boot. We measure damaged squares. We check the soft metals (AC fins, gutter aprons, downspouts) for matching impact patterns that corroborate the storm.
Within 48 hours you receive a written repair scope. Photo-documented damage, measured square footage, materials list, and the repair line items as a contractor would price them. The document is yours. Hand it to your carrier when you file.
You call your insurance carrier and open the claim yourself. We are not on the call. We do not negotiate or settle with the adjuster — that is what licensed public adjusters are for. If your carrier asks technical questions about the repair scope, we are available to clarify by phone, in writing.
Once your claim resolves, we install the repair you authorize. Roof, siding, gutters, soft metals — whatever your carrier covered and you chose to have us replace. Standard residential projects wrap in 1-3 days on-site.
Supreme Restorations is a licensed roofing contractor, not a public adjuster. We inspect, photograph, measure, and provide a written repair scope. We perform the repair work you authorize after your claim resolves. We do NOT adjust, negotiate, settle, or value insurance claims on your behalf. We do NOT sign your claim over (no assignment of benefits). We do NOT waive, absorb, rebate, or pay your deductible. Those activities are reserved by statute for licensed public adjusters or attorneys — Fla. Stat. § 626.854, Md. Code Ins. § 10-401, and Va. Code § 38.2-1845.2. If you need claim representation, hire a licensed public adjuster. We will work with whoever you choose.
If you are filing a Florida residential property claim, Florida law (Fla. Stat. § 489.147) prohibits any roofing contractor from offering to pay, waive, rebate, or absorb any portion of your insurance deductible. We do not do that. Florida law (Fla. Stat. § 627.7152, SB 2-A) also prohibits assignment of benefits on residential property policies issued or renewed on or after January 1, 2023 — we will not accept an AOB. Florida residential storm claims must be filed within one year of the date of loss (Fla. Stat. § 627.70132). The clock starts the day the storm hits, not the day you notice a leak. Free inspection now keeps your filing window open. Florida License CCC #1337163, Qualifier: Tyler Tonarella.
Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.
Talk to a project manager, not a call-center. We follow up quickly.
Maryland insurance policies vary by carrier, but most require prompt reporting after a storm event. The longer you wait, the more the carrier can argue the damage worsened from neglect rather than the storm itself. Hail bruising lets water under the shingles for months before a ceiling stain shows up, often right when your claim window is closing. A free inspection now catches the damage while it still qualifies.
Free inspection · No obligation either way
Free inspection. No obligation. Serving Baltimore and surrounding Baltimore City.
