Supreme Restorations LLC
Supreme Restorations project manager standing on a Maryland residential roof with a tablet and clipboard, photographing hail bruising on architectural shingles for a written insurance claim scope
Roof Insurance Claim Inspection · Baltimore, MD

Roof Insurance Claim Inspection in Baltimore, MD

We Inspect. We Document. You File. We Repair.

We inspect your Baltimore roof and give you photos and a written record of the storm damage before you decide whether to file. In-house crews only.

The Detail

Everything Else Worth Knowing.

01 / 07

What Does a Roof Insurance Claim Inspection Cost in Baltimore?

Nothing. Supreme Restorations does not charge to come to your Baltimore home, walk the roof, photograph the storm damage, and write up a scope. If you later go ahead with repairs or a replacement, that price depends on the size of the roof, how much was damaged, and the materials. Call (443) 826-3739 to book the inspection.

02 / 07

Important Notice Regarding Roof Insurance Claims

Supreme Restorations LLC inspects and documents roof damage and provides a written repair scope to the homeowner. We are not a public adjuster. We do not negotiate, settle, or handle insurance claims on behalf of any homeowner, because Maryland law reserves that work for licensed public adjusters. All claim decisions remain between you and your insurance company. MHIC #146204.

03 / 07

What Is Included

01

A Full Roof Walkthrough

We check the shingles, the flashing (the metal that seals joints around chimneys, walls, and valleys), the ridge, the pipe boots around vent pipes, and the gutters, looking for damage you can see and damage you cannot.

02

Photos of Every Damaged Area

Each damaged spot is photographed before we leave. You keep a clear, organized picture of what the storm did.

03

A Written Damage Scope

We list every damaged area, every repair item, and every material affected. You get it before any work is discussed.

04

A Record You Can Share

The photos and written scope are yours. If you file with your insurance company, you can share them. We document the damage accurately. We do not negotiate with your insurer or handle the claim.

04 / 07

Why Accurate Documentation Matters in Baltimore

Baltimore homes are not all built the same, so storm damage does not show up the same way. Row houses in Canton, Fells Point, Federal Hill, and Hampden often have original pipe boots, lead flashing at the chimney, and worn underlayment, the waterproof layer under the shingles. An inspector who does not know what to look for on those roofs can miss the damage that matters.

Postwar ranches and colonials in Towson, Dundalk, and Catonsville often have older three-tab shingles that have already lost some of their granules. Hail does more harm to a worn shingle than to a newer one, and a good scope has to show that difference. Supreme Restorations works out of Middle River, close to all of these neighborhoods.

05 / 07

Our Inspection Process

01

Step 1: Book Your Free Inspection

Call (443) 826-3739 or use the form on this page, and we confirm a time with you.

02

Step 2: We Walk the Roof

Our inspector checks every surface where storm damage shows up on Baltimore-area homes and photographs each finding.

03

Step 3: You Get the Written Scope

We go through every item with you. Nothing is required of you at this point.

04

Step 4: Repair or Replacement, If You Want It

If you go ahead, our in-house crew does the roof repair or roof replacement from start to finish.

06 / 07

Why Baltimore Homeowners Choose Supreme Restorations

  • 01More than 2,500 roofs completed since Supreme Restorations opened in 2021
  • 02A 4.8-star Google rating from Maryland homeowners
  • 03BBB Accredited since 2022
  • 04Maryland Home Improvement Commission License #146204
  • 05In-house crews only, with no subcontractors on your property
  • 06A free inspection and a written scope before you commit to anything
07 / 07

Schedule My Free Roof Inspection in Baltimore

If a storm recently came through, get the damage documented before you call your insurance company. Not sure it was storm damage at all? Start with a free roof inspection instead.

Call (443) 826-3739 or use the form on this page. You can also find us on Google Maps before you reach out.

Why It Matters

A Written Scope Beats A Phone Call Every Time.

Most denied roof claims are not denied because the damage was not real.

They are denied because the homeowner described the damage over the phone, the carrier sent an adjuster who saw a roof from the driveway, and the claim closed before anyone walked the shingles. Our inspection produces what a phone call cannot. Close-up photos of every hail impact and every wind-lifted shingle, a measured count of damaged squares, and a written line-item repair scope in the language carriers expect. You hand that document to your carrier when you file. The claim moves on facts, not on guesswork. Call (443) 826-3739 to schedule yours.

Our Process. Four Steps. Clear Boundaries.

  1. Step 01

    Inspection

    A Supreme project manager walks the roof. We photograph every shingle impact, every lifted tab, every torn pipe boot. We measure damaged squares. We check the soft metals (AC fins, gutter aprons, downspouts) for matching impact patterns that corroborate the storm.

  2. Step 02

    Written Scope

    You receive a written repair scope. Photo-documented damage, measured square footage, materials list, and the repair line items as a contractor would price them. The document is yours. Hand it to your carrier when you file.

  3. Step 03

    You File The Claim

    You call your insurance carrier and open the claim yourself. We are not on the call. We do not negotiate or settle with the adjuster. That is what licensed public adjusters are for. If your carrier asks technical questions about the repair scope, we are available to clarify by phone, in writing.

  4. Step 04

    We Repair What You Authorize

    Once your claim resolves, we install the repair you authorize. Roof, siding, gutters, soft metals. Whatever your carrier covered and you chose to have us replace. Standard residential projects wrap in 1-3 days on-site.

What The Written Scope Includes.

  • Date, time, and weather conditions of the inspection
  • Photo set: every hail impact, every wind-lifted shingle, every damaged flashing or pipe boot, with timestamps
  • Measured roof dimensions, squares of damage, slope and pitch notes
  • Line-item repair scope in carrier-compatible language (shingle type, underlayment, drip edge, ridge cap, ice-and-water shield where applicable)
  • Soft-metals damage corroboration (AC condenser fins, gutter aprons, downspouts). Supports the storm narrative
  • Notes on code-required upgrades for your jurisdiction (e.g., synthetic underlayment in FL; ice-and-water shield in MD)
  • No pricing on the homeowner-facing document. Pricing lives in the separate estimate you receive after authorizing the repair
Why It Matters

What We Do. And What We Cannot Do.

Supreme Restorations is a licensed roofing contractor, not a public adjuster.

We inspect, photograph, measure, and provide a written scope of repair. We perform the repair work you authorize after your claim resolves. We do not adjust, negotiate, settle, value, or maximize insurance claims on your behalf. We do not accept an Assignment of Benefits. We do not waive, absorb, rebate, or pay any portion of your deductible. Those activities are reserved for licensed public adjusters and attorneys under state law. If you need claim representation, hire a licensed public adjuster. We work with whoever you choose.

Questions + Answers

Roof Insurance Claim Inspection Questions, Baltimore Edition.

Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.

Still Have Questions?

Talk to a project manager, not a call-center. We follow up quickly.

Get Free InspectionCall (443) 826-3739

Does Supreme Restorations Handle My Insurance Claim?

No. Supreme Restorations inspects the roof, photographs and documents the damage, and gives the homeowner a written scope. We are not a public adjuster and we do not negotiate, settle, or handle claims for you. Any decision about your claim stays between you and your insurance company, as Maryland law requires.

What If My Insurance Company Disagrees With the Damage You Found?

Your photos and written scope give you a detailed record to point to. Supreme Restorations documents what is on the roof. We do not argue with insurance companies or speak for you in a claim, so any dispute stays between you and your insurer.

How Soon After a Storm Should I Get an Inspection?

As soon as you can. Storm damage lets water in with every rain that follows. An early inspection catches it while it is still small and gives you a more complete record of what that storm did.

Do You Only Work With Certain Insurance Companies?

No. Our inspection documents the roof, not the policy, so it is the same whichever company insures your home.

What If My Roof Was Damaged by More Than One Storm?

We document the roof as it is today. If more than one storm left damage, every affected area goes into the written scope. You can read more about storm damage restoration and wind damage on our other Baltimore pages.

When should I get an inspection after a storm?

Within 30 days of the storm event for any visible damage, and within 90 days if your neighbors filed claims even if you have not noticed anything from the ground. Hail bruising lets water track under the shingles for months before a ceiling stain shows up. By then your filing window is often closing and the carrier reclassifies the damage as wear-and-tear, which is not covered.

Can you document hail damage that is not visible from the ground?

Yes. That is the entire point of the inspection. Hailstones larger than a dime bruise the asphalt mat under the granules without lifting the granule layer. The shingle looks fine from the driveway, but the impact compresses the mat so it sheds granules over the next 12-18 months and water tracks under the lap. We photograph every impact at close range, measure the square footage, and the written scope documents what is invisible from the ground.

Do I get the written scope to keep, or do you send it directly to my carrier?

The written scope is yours. We send it to you. You decide whether to file a claim and which document to hand the carrier. We are not on the call with your insurance company unless you specifically ask us to clarify a technical question in writing, and you can share the report with any contractor you choose.

Are you a public adjuster?

No. We are a licensed roofing contractor (MHIC #146204 in Maryland; licensed and active in Florida). Public adjusters are licensed insurance professionals who negotiate and settle claims on a homeowner's behalf. That is a different license and a different scope of work. If you need someone to negotiate with your carrier, hire a licensed public adjuster. We will install the repair regardless of who advocates for the claim.

Will you handle my deductible or waive it?

No. Waiving, rebating, absorbing, or paying any portion of your deductible is insurance fraud in every state we operate in, and a felony in Florida specifically. Any contractor who offers to do that is offering to commit a felony with you. We do not. Your deductible is what you pay; the insurance covers the rest of the qualifying repair.

How long is the inspection? Do I need to be home?

A typical inspection runs 45-90 minutes depending on roof size and complexity, longer on multi-plane or tile roofs. Ideally an adult is home so we can walk through the findings with you and answer questions in person, but if your schedule is tight we can inspect, photograph, and email the written scope the same day.

What does an inspection cost?

The inspection is free. No upfront cost, no hidden fee, no deposit, and no commitment to use Supreme Restorations for the repair if your claim is approved. The written report and repair scope are free as well, and you keep both either way, even if you hire a different contractor or decide to do nothing at all.
Storm Claim Window

Maryland Storm Claim Windows Close Faster Than You Think.

Maryland insurance policies vary by carrier, but most require prompt reporting after a storm event. The longer you wait, the more the carrier can argue the damage worsened from neglect rather than the storm itself. Hail bruising lets water under the shingles for months before a ceiling stain shows up, often right when your claim window is closing. A free inspection now catches the damage while it still qualifies.

Get My Free InspectionCall (443) 826-3739

Free inspection · No obligation either way

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Aerial view of a Maryland home fully restored by Supreme Restorations after a storm insurance claim
Free · No Obligation · Claim-Ready Documentation

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Free inspection. No obligation. Serving Baltimore and surrounding Baltimore City.

Schedule Free InspectionCall (443) 826-3739
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  • BBB A Accredited
  • MD Lic #146204
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